A suit has been lodged against JPMorgan Chase for apparently giving a Texas male cardiac arrest after property foreclosure notices were delivered to him. Harry Engel's lethal heart attack (which Chase denies responsibility for) makes him another victim of foreclosure.
Family blames bank for heart attack
Seventy-nine year old Harry Engel's family told the news that they had lived in the same house for 22 years. Then, Chase bank forced them out in foreclosure proceedings. Shortly thereafter, in July 2010, he suffered a heart attack, according to KHOU. His family blames the bank for his condition.
The Engel family lived on a fixed income and had heard of a refinancing program that would lower their rate. They spoke with a banker at their local Chase branch, who told them to be able to qualify for the refinancing program through the Department of the Treasury, ostensibly the Making House Affordable Program, they had to first miss a payment, which they did.
The bank started to send late charges and notices, and he got a notice of foreclosure. Then, he got a notice of eviction and had the heart attack. Evidently the bank started the program and cancelled their enrollment in it.
A suit from the widow
The Engel family was not alone. In fact, there were several families given instructions to miss a payment to qualify for the program just to end up getting foreclosed on. Chase had not filed the foreclosure but was in the early phases when Engel had his heart attack. His wife, Wando Jo Engel, is filing a wrongful death suit against Chase, according to the Huffington Post.
According to the Washington Post, it's called "servicer-led foreclosure," which was the topic of U.S. Senate Banking Committee hearings in late 2010. They were also part of the $25 billion foreclosure settlement between the government and the five largest mortgage lenders in the country earlier this year, according to the Los Angeles Times, who were sued by the federal government for improper foreclosures through "robosigning" and other practices.
There are other families in the Engel family' positions. In fact, Pamela Flores of GA got kicked out of her house earlier this year after a similar situation occurred in which the bank promised a modification that did not work out and she wound up in foreclosure.
Some foreclosure suicides
There have been quite a few foreclosure suicides since 2008 when the market first started to crash, according to USA Today. Distressed homeowners had difficulties with their loans and started calling suicide hotlines. This year, there have been a few incidents, two of which were suicides and one which was a murder-suicide. People are crumbling under the pressure of keeping their family together when getting kicked out of a house.
Family blames bank for heart attack
Seventy-nine year old Harry Engel's family told the news that they had lived in the same house for 22 years. Then, Chase bank forced them out in foreclosure proceedings. Shortly thereafter, in July 2010, he suffered a heart attack, according to KHOU. His family blames the bank for his condition.
The Engel family lived on a fixed income and had heard of a refinancing program that would lower their rate. They spoke with a banker at their local Chase branch, who told them to be able to qualify for the refinancing program through the Department of the Treasury, ostensibly the Making House Affordable Program, they had to first miss a payment, which they did.
The bank started to send late charges and notices, and he got a notice of foreclosure. Then, he got a notice of eviction and had the heart attack. Evidently the bank started the program and cancelled their enrollment in it.
A suit from the widow
The Engel family was not alone. In fact, there were several families given instructions to miss a payment to qualify for the program just to end up getting foreclosed on. Chase had not filed the foreclosure but was in the early phases when Engel had his heart attack. His wife, Wando Jo Engel, is filing a wrongful death suit against Chase, according to the Huffington Post.
According to the Washington Post, it's called "servicer-led foreclosure," which was the topic of U.S. Senate Banking Committee hearings in late 2010. They were also part of the $25 billion foreclosure settlement between the government and the five largest mortgage lenders in the country earlier this year, according to the Los Angeles Times, who were sued by the federal government for improper foreclosures through "robosigning" and other practices.
There are other families in the Engel family' positions. In fact, Pamela Flores of GA got kicked out of her house earlier this year after a similar situation occurred in which the bank promised a modification that did not work out and she wound up in foreclosure.
Some foreclosure suicides
There have been quite a few foreclosure suicides since 2008 when the market first started to crash, according to USA Today. Distressed homeowners had difficulties with their loans and started calling suicide hotlines. This year, there have been a few incidents, two of which were suicides and one which was a murder-suicide. People are crumbling under the pressure of keeping their family together when getting kicked out of a house.
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