As a result of the fact that we don't take out the time to do comparison shopping on auto insurance, millions of Americans pay too much money, more than they would normally be paying. What they don't realize is that the time it takes to do comparison shopping is a lot less than they think and can quickly help them in finding the most inexpensive auto insurance quotes.
For the most inexpensive auto insurance quotes, follow these 3 steps:
Step 1: Be sure to compare several auto insurance quotes
The quickest and simplest method of comparing quotes is to do this online instead of going from one company to another (Which you can also do). There are a number of auto insurance comparison sites that allow you to fill out one form one time to get quotes from a number of insurance companies.
Shopping only is free, you can veiw the quotes you get in the comfort and privacy of your own home, and you'll save hours of your precious time.
You'll be able to get the best companies, from these websites, and by so doing avert the sales pitch that these insurance companies are sure to give you if you were to go to them in person. Look for those that offer the least rates with the most coverage adequate then go over to the next step.
Step 2: Take your deductible higher.
It's always best to ensure you have at least the amount for the deductible securely kept aside in an account should you need it. Then, find out from the companies you are considering how much your premium will be lowered if you raise your deductible to $1,000.
The amount you can willingly pay ahead of time for any repairs on claims prior to your insurance kicking in is called the deductible. Most people have a $250 deductible, but by raising that to $1,000, you can save between 30 and 50 percent every year on your premium. Increasing your deductible is one sure way of getting the most inexpensive auto insurance quotes.
Step 3: Take advantage of discounts.
There are discounts given by all insurance companies that are waiting to be taken advantage of. You may even already qualify for some of them, but they are not always applied unless you specifically ask for them. To find out which ones you already should be having and those that you'd easily be taking advantage of, give the company a call.
Among the discounts that car insurance companies offer, the most common are:
- Having anti-theft devices, including car alarm installed. - Having various safety features such as air bags or anti-lock brakes - Driving less miles than average - Taking driver's education courses - Upholding a good driving record. - Parking your car in a garage - Keeping up a good credit score with the credit companies
By following these three steps, you will be well on your way to getting the cheapest car insurance you can. The amount of time you'll put in that will save you hundreds of dollars yearly on insurance isn't at all much.
For the most inexpensive auto insurance quotes, follow these 3 steps:
Step 1: Be sure to compare several auto insurance quotes
The quickest and simplest method of comparing quotes is to do this online instead of going from one company to another (Which you can also do). There are a number of auto insurance comparison sites that allow you to fill out one form one time to get quotes from a number of insurance companies.
Shopping only is free, you can veiw the quotes you get in the comfort and privacy of your own home, and you'll save hours of your precious time.
You'll be able to get the best companies, from these websites, and by so doing avert the sales pitch that these insurance companies are sure to give you if you were to go to them in person. Look for those that offer the least rates with the most coverage adequate then go over to the next step.
Step 2: Take your deductible higher.
It's always best to ensure you have at least the amount for the deductible securely kept aside in an account should you need it. Then, find out from the companies you are considering how much your premium will be lowered if you raise your deductible to $1,000.
The amount you can willingly pay ahead of time for any repairs on claims prior to your insurance kicking in is called the deductible. Most people have a $250 deductible, but by raising that to $1,000, you can save between 30 and 50 percent every year on your premium. Increasing your deductible is one sure way of getting the most inexpensive auto insurance quotes.
Step 3: Take advantage of discounts.
There are discounts given by all insurance companies that are waiting to be taken advantage of. You may even already qualify for some of them, but they are not always applied unless you specifically ask for them. To find out which ones you already should be having and those that you'd easily be taking advantage of, give the company a call.
Among the discounts that car insurance companies offer, the most common are:
- Having anti-theft devices, including car alarm installed. - Having various safety features such as air bags or anti-lock brakes - Driving less miles than average - Taking driver's education courses - Upholding a good driving record. - Parking your car in a garage - Keeping up a good credit score with the credit companies
By following these three steps, you will be well on your way to getting the cheapest car insurance you can. The amount of time you'll put in that will save you hundreds of dollars yearly on insurance isn't at all much.
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