What To Look For In Credit-Repair Company Reviews

By Chana Ayotte


Credit Repair Charlotte NC is different than other credit repair companies. Many credit repair companies limit the number of letters they send out on your behalf every month. This can drastically slow down your credit repair efforts. If you have 10 negative accounts, it could take months to address all of the accounts just one time.

Having a physical location speaks to the company's stability and intention to provide services on a long-term basis. A company that does not provide a physical address or only has a PO Box is more likely to disappear once they have your money. Also, make sure to plug-in the company's address in a service such as Google Maps so you can see the actual building.

When credit repair companies first started, their services consisted solely of generating credit bureau disputes. This method can be effective in cleaning up a credit report, but it tends to be slower, does not work in all cases, and only addresses the 35% of a person's credit score that has to do with derogatory listings.

When this happens Credit Repair Charlotte NC will escalate the tone of the request requests sent on your behalf. This can take a couple rounds and occasionally take several rounds. If you really want to know how to fix your credit and increase your credit score, this is the foundation of a solid credit repair process. Our team of professionals knows what is required to report the various types of accounts and we work until the information is properly verified or deleted from your reports.

One tactic they use is this: they will contact your creditors or credit bureaus and claim that the data in your credit report is inaccurate. Your creditors will naturally investigate these claims and while they are doing so, they will remove the "bad" information from your credit report. Meanwhile, you mistakenly believe that all bad credit information is removed from your report and are happy with the way things are going. What you should be wary of are credit repair companies that promise to remove any and all blemishes in your credit report; even if these blemishes are verifiable, accurate, and not obsolete. If you really do have bad credit, not even the most popular credit repair companies can do anything about it. If any such company promises to fix your credit no matter how bad it may be and especially if the information in your credit report is correct, stay away from them. Most likely, they will use unsavory or downright illegal methods to accomplish this and your personal credit will be ruined.




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